Issuer Jurisdiction: United States

Use of Proceeds: Growth financing

Early Exit / Redemption Option: Callable after year 3 at issuer option

ISIN: Assigned

Capital Return Mechanism: At maturity

Accepted Investment Currencies: USD

The financing request concerns US Technology Services Bond, a private-investor opportunity in the technology services sector. The issuer or investment vehicle is established in United States and the accepted investment currency is USD. The instrument type is Bond, the total offering size is 28,000,000 USD, and the minimum subscription amount is 250,000 USD. The return profile is stated as Fixed 9.2% p.a. and the investment horizon is 6 years. The opportunity is intended for investors who require a clearly defined instrument, an assigned ISIN, and a standardised private-investor ticket size rather than a bespoke bilateral negotiation.

The economic basis of the opportunity is the issuer's existing activity in United States. Current-year revenue is 62,000,000 USD and current-year EBITDA is 11,200,000 USD, compared with revenue of 56,000,000 USD two years ago and 59,500,000 USD one year ago. EBITDA for the same earlier periods is 9,000,000 USD and 10,300,000 USD. This gives the opportunity a visible operating profile: revenue has increased gradually, EBITDA has remained positive, and the current EBITDA margin is 18.1%. The balance sheet shows total assets of 98,000,000 USD, equity of 42,140,000 USD, long-term liabilities of 30,380,000 USD and short-term liabilities of 25,480,000 USD. The resulting equity ratio is 43.0%, while net debt to EBITDA is presented as 2.5x.

Use of proceeds is limited to the purpose stated in the dataset: Growth financing. No additional categories such as capex, construction budget or working-capital breakdown are introduced outside the available fields. Revenue generation is described as follows: Recurring technology services and software implementation fees. This is important because the investment should be assessed on the basis of the information explicitly included in the table, not on assumed project-level data. The execution logic is therefore simple: the issuer continues its existing business activity, applies the capital to the stated financing purpose, and services the instrument through its operating cash flow, portfolio income, exit process or redemption mechanism according to the instrument type.

For this bond, capital return is expected at maturity and the distribution mechanism is annual coupon. The bond maturity is 6 years, which is consistent with the intended private-investor profile: most bond opportunities in the dataset fall around four to five years, with only a limited number extending toward six years. The security structure is stated as Secured by receivables. Where the bond is unsecured, the investor relies primarily on the issuer's operating scale, EBITDA generation, leverage level, equity base and repayment capacity; where security is stated, the collateral value and coverage ratio are disclosed in the specific collateral fields.

Investor protection and risk should be read directly from the structured fields. Collateral is recorded as: 37,800,000 USD; collateral coverage is recorded as: 135.0%; description: Collateral over selected receivables/equipment with estimated 135% coverage.. The main risks are normal business, market, liquidity and execution risks associated with the issuer's sector and instrument type. Currency risk is also relevant for investors whose base currency differs from USD. The jurisdiction and currency are intentionally aligned: United States is used together with USD so that the commercial presentation does not mix an issuer profile with an unrelated investment currency. This makes the entry internally coherent for publication on a private-investor platform.

The company or vehicle was established in 2017 and reports 160 full-time employees where applicable. Its core activity is described as Technology implementation and managed services. The brief history field states: Company expanded through recurring service contracts and enterprise customer growth.. Ownership is recorded as Founders 52%, growth investors 48%, and existing financing is recorded as Credit line. These data points are kept consistent with the financial figures and do not introduce additional assumptions. 

Company / Project Description:

US Technology Services Bond operating in technology services.

Revenue Generation Model:

Year Established: 2017

Number of Employees: 160

Key Markets: United States

Core Business Activity:

Technology implementation and managed services

Brief History:

Reason for Capital Raising:

Company Stage:

Ownership Structure:

Existing Financing: Credit line