Issuer Jurisdiction: United Kingdom

Use of Proceeds: General corporate financing

Early Exit / Redemption Option: Callable after year 3 at issuer option

ISIN: Assigned

Capital Return Mechanism: At maturity

Accepted Investment Currencies: GBP

Investors are invited to participate in UK Professional Services Bond, a private-investor opportunity in the professional services sector. The issuer or investment vehicle is established in United Kingdom and the accepted investment currency is GBP. The instrument type is Bond, the total offering size is 15,000,000 GBP, and the minimum subscription amount is 250,000 GBP. The return profile is stated as Fixed 8.4% p.a. and the investment horizon is 5 years. The opportunity is intended for investors who require a clearly defined instrument, an assigned ISIN, and a standardised private-investor ticket size rather than a bespoke bilateral negotiation.

The economic basis of the opportunity is the issuer's existing activity in United Kingdom. Current-year revenue is 36,000,000 GBP and current-year EBITDA is 5,400,000 GBP, compared with revenue of 32,800,000 GBP two years ago and 34,500,000 GBP one year ago. EBITDA for the same earlier periods is 4,600,000 GBP and 5,100,000 GBP. This gives the opportunity a visible operating profile: revenue has increased gradually, EBITDA has remained positive, and the current EBITDA margin is 15.0%. The balance sheet shows total assets of 52,000,000 GBP, equity of 21,840,000 GBP, long-term liabilities of 15,600,000 GBP and short-term liabilities of 14,560,000 GBP. The resulting equity ratio is 42.0%, while net debt to EBITDA is presented as 2.0x.

Use of proceeds is limited to the purpose stated in the dataset: General corporate financing. No additional categories such as capex, construction budget or working-capital breakdown are introduced outside the available fields. Revenue generation is described as follows: Advisory and professional services fees from corporate clients. This is important because the investment should be assessed on the basis of the information explicitly included in the table, not on assumed project-level data. The execution logic is therefore simple: the issuer continues its existing business activity, applies the capital to the stated financing purpose, and services the instrument through its operating cash flow, portfolio income, exit process or redemption mechanism according to the instrument type.

For this bond, capital return is expected at maturity and the distribution mechanism is annual coupon. The bond maturity is 5 years, which is consistent with the intended private-investor profile: most bond opportunities in the dataset fall around four to five years, with only a limited number extending toward six years. The security structure is stated as Unsecured, no financial covenants. Where the bond is unsecured, the investor relies primarily on the issuer's operating scale, EBITDA generation, leverage level, equity base and repayment capacity; where security is stated, the collateral value and coverage ratio are disclosed in the specific collateral fields.

Investor protection and risk should be read directly from the structured fields. Collateral is recorded as: N/A; collateral coverage is recorded as: N/A; description: N/A – unsecured instrument with no collateral and no financial covenants.. The main risks are normal business, market, liquidity and execution risks associated with the issuer's sector and instrument type. Currency risk is also relevant for investors whose base currency differs from GBP. The jurisdiction and currency are intentionally aligned: United Kingdom is used together with GBP so that the commercial presentation does not mix an issuer profile with an unrelated investment currency. This makes the entry internally coherent for publication on a private-investor platform.

The company or vehicle was established in 2015 and reports 85 full-time employees where applicable. Its core activity is described as Professional advisory and consulting services. The brief history field states: Company grew from a specialist advisory firm into a broader UK services platform.. Ownership is recorded as Partners 80%, private investors 20%, and existing financing is recorded as Bank loan. These data points are kept consistent with the financial figures and do not introduce additional assumptions. 

Company / Project Description:

UK Professional Services Bond operating in professional services.

Revenue Generation Model:

Year Established: 2015

Number of Employees: 85

Key Markets: United Kingdom

Core Business Activity:

Professional advisory and consulting services

Brief History:

Reason for Capital Raising:

Company Stage:

Ownership Structure:

Existing Financing: Bank loan