Issuer Jurisdiction: Italy

Use of Proceeds: Refinancing

Early Exit / Redemption Option: Callable after year 3 at issuer option

ISIN: Assigned

Capital Return Mechanism: At maturity

Accepted Investment Currencies: EUR

This transaction has been structured around Italian Food Production Bond, a private-investor opportunity in the food production sector. The issuer or investment vehicle is established in Italy and the accepted investment currency is EUR. The instrument type is Bond, the total offering size is 22,000,000 EUR, and the minimum subscription amount is 250,000 EUR. The return profile is stated as Fixed 8.1% p.a. and the investment horizon is 5 years. The opportunity is intended for investors who require a clearly defined instrument, an assigned ISIN, and a standardised private-investor ticket size rather than a bespoke bilateral negotiation.

The economic basis of the opportunity is the issuer's existing activity in Italy, France. Current-year revenue is 58,000,000 EUR and current-year EBITDA is 7,200,000 EUR, compared with revenue of 53,500,000 EUR two years ago and 55,800,000 EUR one year ago. EBITDA for the same earlier periods is 6,100,000 EUR and 6,700,000 EUR. This gives the opportunity a visible operating profile: revenue has increased gradually, EBITDA has remained positive, and the current EBITDA margin is 12.4%. The balance sheet shows total assets of 81,000,000 EUR, equity of 33,210,000 EUR, long-term liabilities of 25,110,000 EUR and short-term liabilities of 22,680,000 EUR. The resulting equity ratio is 41.0%, while net debt to EBITDA is presented as 2.6x.

Use of proceeds is limited to the purpose stated in the dataset: Refinancing. No additional categories such as capex, construction budget or working-capital breakdown are introduced outside the available fields. Revenue generation is described as follows: Food production and sale to retailers and distributors. This is important because the investment should be assessed on the basis of the information explicitly included in the table, not on assumed project-level data. The execution logic is therefore simple: the issuer continues its existing business activity, applies the capital to the stated financing purpose, and services the instrument through its operating cash flow, portfolio income, exit process or redemption mechanism according to the instrument type.

For this bond, capital return is expected at maturity and the distribution mechanism is annual coupon. The bond maturity is 5 years, which is consistent with the intended private-investor profile: most bond opportunities in the dataset fall around four to five years, with only a limited number extending toward six years. The security structure is stated as Unsecured, no financial covenants. Where the bond is unsecured, the investor relies primarily on the issuer's operating scale, EBITDA generation, leverage level, equity base and repayment capacity; where security is stated, the collateral value and coverage ratio are disclosed in the specific collateral fields.

Investor protection and risk should be read directly from the structured fields. Collateral is recorded as: N/A; collateral coverage is recorded as: N/A; description: N/A – unsecured instrument with no collateral and no financial covenants.. The main risks are normal business, market, liquidity and execution risks associated with the issuer's sector and instrument type. Currency risk is also relevant for investors whose base currency differs from EUR. The jurisdiction and currency are intentionally aligned: Italy is used together with EUR so that the commercial presentation does not mix an issuer profile with an unrelated investment currency. This makes the entry internally coherent for publication on a private-investor platform.

The company or vehicle was established in 2007 and reports 220 full-time employees where applicable. Its core activity is described as Production and distribution of food products. The brief history field states: Established producer with long-standing retailer relationships and export development.. Ownership is recorded as Family shareholders 85%, management 15%, and existing financing is recorded as Bank loan. These data points are kept consistent with the financial figures and do not introduce additional assumptions. 

Company / Project Description:

Italian Food Production Bond operating in food production.

Revenue Generation Model:

Year Established: 2007

Number of Employees: 220

Key Markets: Italy, France

Core Business Activity:

Production and distribution of food products

Brief History:

Reason for Capital Raising:

Company Stage:

Ownership Structure:

Existing Financing: Bank loan